The agreement gives BMO customers more secure and convenient access to their financial data, allowing them to manage their finances, access capital and make financial progress. The Data Access Agreement establishes common rules for the communication and exchange of financial data between Finicity and BMO. Chicago – SALT LAKE CITY–(BUSINESS WIRE) -Finicity, a leading provider of open banking solutions, announced today with BMO Harris Bank that they have signed a data access agreement. The agreement states the obligation to allow consumers to have more control over their financial data and to share it more securely. Finicity continues to play a leading role in the market by signing this data access agreement with BMO Harris, marking the eighteenth agreement. The direct access agreements signed by Finicity account for more than 50% of access to all direct deposit accounts in the United States via direct API connections. We can charge a fee for electronic banking and electronic transactions. More information and current fees can be found in the pricing plans “Bank Plan Features and Charges,” “How to Do Free And Discount Banking,” “Pay-per Use-Geb-hren,” “Additional Services and Fees” and “Bank Accounts and Plans Are No Longer Offered” in the benefit of daily banking agreements, plans and fees. These fees are part of the Electronic Banking and Services Agreement. We can change fees from time to time. The latest rate information can be found at all Canadian branches and online at bmo.com/agreements.

BMO Harris Bank offers a wide range of personal banking products and solutions through more than 500 branches and free access to more than 40,000 ATMs in the United States. BMO Harris Bank`s investment banking team offers a combination of industry expertise, local knowledge and focus in the U.S. mid-market. For more information about BMO Harris Bank, see the company`s fact sheet. Accounts are subject to authorization. BMO Harris Bank N.A. FDIC Member. BMO Harris Bank is part of BMO Financial Group, a highly diversified financial services provider with total assets of CDN 974 billion as of July 31, 2020. We can give you access to personal financial currency management tools (a “tool” each) via BMO Digital Banking. These tools will be made available to you as a courtesy. The calculations provided serve only to illustrate and are not justified to be accurate or complete.

The results presented in a tool are based on certain assumptions used in the calculation models and (depending on the tool) of your BMO bank account data and/or the information you enter into that tool. The information presented by a tool is intended only for our customers. Your card is our property; It is not transferable and you agree to give it to us immediately at our request. “card”: (i) your BMO debit card or any other physical or digital card issued by the Bank of Montreal that we grant you in conjunction with electronic banking; (ii) valuable cards saved when used in conjunction with your secret ID code to access your account; and (iii) in all cases, the numbers attached to such a card, unless otherwise stated.